Montgomery Ward is one of the oldest catalogs that are on the market for people to choose to purchase from. There are several people that have been lifelong memories to the catalog and avid shoppers. The first catalog was sent out in 1872 and it steadily grew to the point in which the company was sending out approximately three million copies of magazines to those that were interested in the company. With that being said, their website is also going to be as impressive as their magazine and offer products that people have been looking for.
Products Offered Through Montgomery Ward
There are several types of products offered. However, Montgomery Ward is more known for their furniture line of affordable furniture that has great quality. Over the years, they have added even more products to their catalog and website lineup. These products include health and beauty items, apparel items, jewelry, gifts and even electronics. All of their products are going to be those items that people are looking for, yet they can be found here with affordable prices that are going to please anyone.
Advantages of using Montgomery Ward
There are several advantages to using this company for your buying needs, these include:
- The fact that this company has been established for several years, and you can be assured that you are making the right purchasing decision with this option
- They offer gift certificates which can make great gift ideas for those that want to allow someone to buy just what they want
- Have a buy now, pay later program for customers to utilize
- Products are made of high quality materials that are going to last for years to come
- They do have sale items that can be a great way to get gifts for loved ones
Disadvantages of using Montgomery Ward
There are also several disadvantages that a person needs to know before they decide to purchase any of these products or utilize their catalog:
- The credit rating of the person will affect whether they are approved or not for the credit card that is offered by Montgomery Ward
- The interest rate that is offered on the card is going to be a bit more than a traditional credit card
- Shipping can take up to two weeks for several areas that are buying products
Example of Payment Structure and Interest Rates
For those that are interested in getting their own Montgomery Ward credit card, they are going to find that there are several items that they are going to need to be made aware of. The success of getting this card is going to rely on the credit score of the person. However, there are other terms that are going to need to be known. The payment structure starts at $20, and the more balance that the person has on here, the more that they are going to pay for their minimum payment. Once the order has been approved, the items will ship that the person has ordered. The interest rate offered is based upon the credit score of the applicant.
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