There are many online shopping sites that offer instant credit approval and deferred billing, so you can buy now and pay later. If you want electronics, apparel, furniture, or even tools, you’ll find all kinds of bargains, often at competitive interest rates and very low monthly payments. The list below are a few of the places you will want to check out for good bargains, where you can make your purchases today, have them shipped immediately, and make low monthly payments later on.Fingerhut: This is one of the best known online shopping catalogs offering deferred billing options. You can find just about any product line there, including: sporting goods, clothes for men or women, toys, and health and beauty items.
Ginny’s: You can select furniture, bedding, and even appliances and more from Ginny’s online catalog website. Best of all, your credit application will generally be approved or declined within one minute, so you don’t have to wait long to start your shopping.
Collections etc: This is another good option. At checkout, you can select deferred billing to be applied to your credit card on a monthly basis, making the items very affordable. You can get the deferred payments and billing even if you have bad credit.
WalMart: WalMart is the clear leader in the retail world. Many people don’t realize they offer their own credit card, backed by MasterCard or Visa and run deferred billing promotions from time to time online. This gives you a great chance to save a lot of money. With free shipping from site to store, you won’t have to pay additional shipping and handling charges. You’ll also get the guaranteed lowest prices on all the items you find for sale.
Target: This is another department store with a good online presence offering buy now pay later shopping with instant credit approval for anyone, especially during Christmas shopping season. Browse their catalog website and you’ll find almost every major merchandise line you can imagine.
Tool King: Men want options with deferred billing as well. Men or women who want to buy tools right now, but just don’t have the money, can use PayPal bill me later options at checkout for purchases of $50 or more. It’s another really good way to save a ton of money on interest, since no additional charges will be incurred. Check them out and see if they have the tools you need. Prices are pretty good from this site as well.
Department Stores: There are plenty of other options out there. Virtually all major department or home improvement stores have this option. Try others like ShopKo, The Home Depot, Menards, or even Amazon for credit cards backed by major companies like Discover, MasterCard, or Visa. Many of them will offer deferred billing and other promotions.
As you can see, you will have some options. There are plenty of other shopping sites out there worth checking out for good bargains. Some offer clearance savings, some will offer promotions with no payments for 90 days, 6 months, and sometimes one year. It’s a good option for anyone checking out instant credit approval catalog shopping, with deferred billing and buy now pay later options.